What is IBPS


The IBPS Bank Exams are the biggest and the only recruitment test for bank jobs held in India. Jobs in public sector banks are always in high demand in India. A job in a bank is essentially a job for life. The job security that a public sector bank job gives you is not available anywhere else. Banks such Syndicate Bank, Bank of India, Bank of Baroda, State Bank of Mysore, Punjab National Bank and more, are recruiting in a big way. It is estimated that several hundred thousand bank jobs will be created over the next few years as the existing staff in most banks move towards retirement, which creates vacancies for a new generation of employees.

IBPS Recruitment

Institute of Banking Personnel Selection (or IBPS), which was earlier known as Personnel Selection Services (PSS), is an autonomous agency that serves the Reserve Bank of India (RBI) and all the Public Sector Banks in India. IBPS holds a Common Written Exam for the recruitment of all officers and clerks in public sector banks in India. IBPS exams or IBPS recruitment tests or bank exams are mandatory for anyone who wants a job in any of the 29 public sector and regional rural banks in India.

The IBPS Recruitment for officers and clerks – the IBPS PO exam and the IBPS Clerk are held in three stages. First you have a Common Written Examination (called as IBPS CWE), followed by Interview and then the final placement. All IBPS exams, whether it is an IBPS PO exam or an IBPS Clerk exam, are held nationwide in an online mode. Candidates who pass the online test then go through an interview process. Based on their performance in the interview, they are placed in various public sector banks and regional rural banks.

IBPS Exam – Eligibility Criteria

The basic eligibility criterion for appearing in an IBPS exam is a college degree. Interested candidates should be between the ages of 20 to 30 only. The age restriction is relaxed for a few special categories of applicants. Those who are appearing for the IBPS Specialist exam are required to have professional qualifications in IT, management, law or agriculture.

Candidates who are appearing for the IBPS PO or IBPS Clerk bank exams just need to have a college degree from an accredited university recognized by the Government of India, regardless of their discipline. All applicants should have a basic operating and working knowledge of computers. Participants in bank exams held by IBPS should be citizens of India, of course. They can also be citizens of Nepal, Bhutan or hold a Tibetan refugee status.

The IBPS CWE (Common Written Examination)

The IBPS CWE is one of the toughest competitive exams in India. Only one out of 1000 candidates are known to pass this test. On applying for the IBPS exam, whether it is an IBPS PO or IBPS Clerk exam, you will be sent a call letter with the date and venue of the exam. The IBPS CWE is a written exam, which uses negative markings for wrong answers.

The IBPS exam uses a two-tier system since 2015. Tier I is an easier test which most candidates are able to get through comfortably, and Tier II is a lot tougher. Candidates who pass both Tier I and Tier II of IBPS CWE are called for the next stage, which is the interview process.

The IBPS exam will have questions from the English language, reasoning, quantitative aptitude, general awareness, professional knowledge and computer knowledge.

Common Interview

Candidates appear for the common interview carried out by IBPS after successfully getting through the IBPS CWE. In the past, these interviews were carried out by individual banks, but today they are only carried out by the IBPS. The interviews are conducted in different locations and a final merit list is prepared based on the performance of the candidates in their interview. Candidates are asked questions to test their knowledge of Current Affairs, Politics, History, Agriculture, Awards, Indian culture, Sports, etc. Candidates are also asked basic questions related to banking.

Final Selection

IBPS puts out a rank list of the successful candidates at the end of the interview process and announces a final cutoff percentage, based on which the upcoming vacancies in the public sector banks and regional rural banks participating in the IBPS recruitment process are filled.


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